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Insurance Planning

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NEED FOR INSURANCE PLANNING

A human is income generating Asset. Life of human is Limited. Death is certain but the time is not. This uncertainty of death is the risk for earning people and their dependents. Even sickness and disabilities caused by accidents also make human asset non-functional which are also risk for earner as well as their dependent.

Risk of Death, Accident or Sickness cannot be avoided but can be minimized of their effect by taking Insurance coverage. Proper and accurate insurance coverage can give tension free life and security to the dependent.

Without or under life insurance can effect to our life in many way such as

1.Dependent family members/Survivor may face financial burden;

2.Children may not be able to complete their education;

3.Business could be lost;

4.Dependent(s)/Survivor could be forced to increase debt to pay unpaid dues;

5.After retirement, financial obligations will not be met;

6.Illness expanses may be huge burden.

Taking Life Insurance at right time and for right amount will eliminate risk of uncertainty and timely aid of the dependent family members.

1. Closed at 52 Weeks Highs – There is maximum possibility that the stock or index will do well in coming days. 2. Closed at 52 Weeks Low -- There is maximum possibility that the stock or index will continue to move down. 1. It’s your money at risk not others. Do your own home work, regardless of the source of information. --- “Never Trust Others Opinions”. 2. Listen to your own call. By the time the mass acts, either you are too early or too late. --- “Don’t follow the Crowd” - Short Words Long Values -- Golden Rules; 3. Buy at Support and Sell at Resistance. If you can invest in Fixed Deposit for 5 years then why can’t you invest in Stock? Think that again and decide before go to bank. - Like Investor;